Tax credits & benefits advice guides

Our guides to child benefit and tax credits explain who can claim and how much you could be entitled to.

Child benefit rates and calculator 2024-25

Child benefit rates and calculator 2024-25

Discover the UK child benefit rates for 2024-25 and use our child benefit calculator to find out how much you'll be paid

Universal Credit

Universal Credit

Our guides to Universal Credit explain how the new government benefits scheme works, who is eligible to claim and what to do if you get sanctioned

In this guide (2 articles)

Tax-free childcare

Discover how you can save money on childcare, from tax-free childcare to working tax credit, childcare vouchers and free childcare

3 September 2024

Benefits for carers

If you are a carer you may be able to claim benefits such as Carer’s Allowance or Carer’s Credit. We explain how to get assessed and what’s available.

In this guide (3 articles)

Benefits in later life

The government provides a range of benefits and allowances for older people. Here we explain what’s on offer, who is eligible and how to apply.

In this guide (3 articles)

Working tax credit explained

Discover whether you're eligible to claim working tax credit, and how much you could receive in 2024-25

Child tax credit explained

Calculate how much child tax credit you are entitled to in the 2024-25 tax year

Maternity and paternity leave explained

Find out about your eligibility and pay for statutory maternity and paternity leave, maternity allowance and shared parental leave.

Autumn Budget 2024: when is it and what will it contain?

Young children playing in a childcare setting

Parents of children over 9 months can now get 15 hours of free childcare

One in four who contested their council tax reduced their bill last year – how to challenge your band

HMRC 'business tax compliance' scam letter warning

Paul Money Clinic

'Will my mother moving in mean we pay more inheritance tax?'

What to do if you move into a higher income tax bracket

Self-employed tax deadline: how to avoid a 7.75% interest charge

4 ways to reduce tax on savings interest

What the new Labour government means for your money

Election 2024: how the major party manifestos compare

Carer's Allowance overpayments – what you need to know

UK general election 2024: what you need to know

HMRC under fire for poor customer service

6 reasons to file your tax return early

HMRC sending tax credit renewal letters – what to do if you get one

Tax code errors costing billions – how to check you're on the right one

Family reviewing their credit card bill

‘I had never heard of it’ – the parents caught out by the child benefit charge

New tax year checklist: 7 things to do for your money

Woman confused by energy bill

Universal Credit Migration Notice letter – what you need to know

Couple calculating energy bill costs with calculator

April price hikes – how to save money if your costs are going up

Which? Limited is registered in England and Wales to 2 Marylebone Road, London NW1 4DF, company number 00677665 and is an Introducer Appointed Representative (FRN 610689) of the following:

1. Inspop.com Ltd for the introduction of non-investment motor, home, travel and pet insurance, who are authorised and regulated by the Financial Conduct Authority (FCA) to provide advice and arrange non-investment motor, home, travel and pet insurance products (FRN310635). Inspop.com Ltd is authorised and regulated by the Financial Conduct Authority (FCA) to provide advice and arrange non-investment motor, home, travel and pet insurance products (FRN310635) and is registered in England and Wales to Greyfriars House, Greyfriars Road, Cardiff, South Wales, CF10 3AL, company number 03857130. Confused.com is a trading name of Inspop.com Ltd.

2. LifeSearch Partners Limited (FRN656479), for the introduction of Pure Protection Contracts and Private Health Insurance, who are authorised and regulated by the FCA to provide advice and arrange Pure Protection Contracts and Private Health Insurance Contracts. LifeSearch Partners Ltd is registered in England and Wales to 3000a Parkway, Whiteley, Hampshire, PO15 7FX, company number 03412386.

3. HUB Financial Solutions, for the introduction of equity release advice and an annuity comparison service, who are authorised and regulated by the Financial Conduct Authority (‘FCA’) to provide advice and guidance on financial products for those who have retired or are approaching retirement (FCA Firm Reference Number: 455713). HUB Financial Solutions is registered in England and Wales to Enterprise House, Bancroft Road, Reigate, Surrey RH12 7RP, company number 05125701.

4. Alan Boswell Insurance Brokers Ltd (FRN 301), for the introduction of non-investment landlord insurances, who are authorised and regulated by the Financial Conduct Authority to provide advice and arrange insurance contracts. Alan Boswell insurance brokers Ltd is registered in England at Prospect House, Rouen Rd, Norwich NR1 1RE, company number 02591252.

Other financial services:

Mortgage service provided by London & Country Mortgages (L&C), Unit 26 (2.06), Newark Works, 2 Foundry Lane, Bath BA2 3GZ. London & Country are authorised and regulated by the Financial Conduct Authority (registered number: 143002). The FCA does not regulate most Buy to Let mortgages. Your home or property may be repossessed if you do not keep up repayments on your mortgage.

We do not make, nor do we seek to make, any recommendations or personalised advice on financial products or services that are regulated by the FCA, as we’re not regulated or authorised by the FCA to advise you in this way. In some cases, however, we have included links to regulated brands or providers with whom we have a commercial relationship and, if you choose to, you can buy a product from our commercial partners.

If you go ahead and buy a product using our link, we will receive a commission to help fund our not-for-profit mission and our campaigns work as a champion for the UK consumer. Please note that a link alone does not constitute an endorsement by Which?.