How to apply for SBI credit card online

Your credit card eligibility is determined by a number of factors that can be evaluated once you apply for an SBI Credit Card.

Credit-card-3

The SBI Card offers a variety of credit cards tailored to the financial demands of customers.
Your credit card eligibility is determined by a number of factors that can be evaluated once you apply for an SBI Credit Card.

Here are some basic requirements that all applicants must meet according to the SBI Card website:

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Step 3: Click on Apply Now and fill in E-Apply for Online Application form.

Step 4:Enter your personal details and verify your phone number
Step 5: Click 'Submit,' you will get an instant decision on your application based on the information you have provided.

If your application is approved, the SBI Card team will contact you for verification. The card is issued to you after the necessary verification is completed.

How to track the status of credit card application?
The Track Application widget on the Home page or the Eapply page, i.e. Online Application page (at the bottom of the page) can be used to check the status of your SBI Credit Card application:
Enter the application number/reference number that you were given when you applied for a card.
To check the status of your SBI Card application, click the ‘Track’ tab.

Why your credit card application could be rejected
According to SBI Card rejection of a credit card application can occur for a variety of reasons, including:
Non-availability of necessary data/documents: If you fail to submit necessary document
Credit Score Issues: If your credit score is less, there are less chances that your credit card will be approved. Higher the credit score the better are the chances.
Low-income: If your income is lower than bank expectations, there are chances that your credit card could be rejected due to your low income
Eligibility based on age: If you are below the age of 21 then it is highly unlikely that your credit card will be approved.

( Originally published on Dec 30, 2021 )

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